What is the m-Kadi ya maternity?

  • It is a convenient, secure and easy way to save money for your maternity expenses using your mobile phone.

How do I save money on my m-Kadi ya maternity?

  • Saving is easy. Use M-PESA Pay Bill Business Number 963501 to top up any amount you need to save.
  • Money on the m-Kadi ya maternity is dedicated for maternal healthcare ONLY, and your savings will never expire.

How do I use my m-Kadi ya maternity?

  • First, register for FREE with a Changamka agent. The agent will capture your details and take a photograph of you.
  • You will be issued an information pack containing the terms and conditions of treatment and a list of participating providers for maternity services.
  • Your m-Kadi ya maternity will be activated within 24 hours after registration. You will receive a confi rmation SMS with your m-Kadi number from Changamka.
  • Confirm the expected cost of care from any of the listed providers
  • Start saving for your maternal healthcare into yourm-Kadi ya maternity via M-PESA.
  • Discounted treatment services can be obtained from any of the participating providers.
  • To pay for health care, simply present your m-Kadi ya maternity number at any of the participating providers. If funds are suffi cient, care will be offered and the cost of care will be deducted from the m-Kadi ya maternity and a receipt issued.
  • You can check your balance on your mobile phone at any time and there is also a dedicated 8:00 am – 5:30pm customer care centre.

Why should I get the m-Kadi ya maternity?

  • Pregnancy is a natural, beautiful and special time of a woman’s life and successful delivery is a joyous event. Therefore, the m-Kadi ya maternity gives you the peace that comes with being able to meet your maternity expenses.
  • It makes maternal healthcare affordable, by offering a 50% discount on Antenatal and Postnatal care, and at least 10% discount on delivery at listed participating providers.
  • It offers you a dedicated maternal savings that locks your deposited funds for maternity expenses ONLY.