Changamka Microinsurance Limited (CMI) is a subsidiary of Changamka Microhealth Limited that was incorporated in 2011 following regulatory guidance from the Insurance Regulatory Authority. The IRA prescribed for a separate and distinct entity to operate the Microinsurance business and CMI was licensed as a Medical Insurance provider in 2012.

CMI entered into a Tri-partite Agreement with British American Insurance Kenya Limited (BRITAM) and Safaricom Limited for the delivery of LINDA JAMII, a revolutionary microinsurance product in the Kenyan Market which was successfully piloted from October 2012 to January 2014 when it was launched nationally. CMI was responsible for the electronic platform on which the product was hosted as well as non-MPESA distribution channels.

CMI has a team of 22 highly motivated staff led by the Changamka Founders – Zack Oloo and Sam Agutu as joint CEO’s